How should California address rising property insurance costs tied to wildfire risk in places like Malibu?

Strongly expand public insurance backstops and require insurers to keep covering high-risk wildfire zones

Invest heavily in public fire mitigation and limit insurer withdrawals while reforming climate liability

Balance mitigation grants, limited residual markets, and gradual risk-based pricing reforms

Allow more risk-based rates and reduce litigation exposure so private insurers stay in the market

End cross-subsidies; high-risk coastal and hillside owners should bear full private insurance costs

Should California pass a major new affordable housing bond in 2026?

Pass a large bond and pair it with strong tenant protections and public housing expansion

Support the $10B affordable housing bond as a top near-term priority for supply and aid

Consider a smaller or targeted bond only if paired with clear accountability metrics

Prefer deregulation and private building incentives over a large new taxpayer-backed bond

Oppose new housing bonds; cut spending and rely on market forces without new state debt

Expand subsidies, price controls, and public investment to directly lower household costs

Focus on structural reforms plus targeted relief for housing, energy, and essential services

Mix modest aid with incremental supply-side and infrastructure fixes

Emphasize deregulation, energy production, and spending restraint over new subsidies

Slash taxes and government programs; let markets alone reset prices and wages

Prioritize environmental flows and equity; resist federal cutbacks that harm ecosystems and disadvantaged users

Negotiate shared cutbacks with strong state investment in conservation and recycling

Seek balanced multi-state deals that split pain among ag, cities, and environment

Defend California agricultural and urban allocations more aggressively against federal mandates

Put senior water rights and local control first; minimize new environmental or federal restrictions

Scale up state/federal relief funds and climate adaptation spending for burned and high-risk communities

Speed wildfire relief while funding community mitigation so residents can stay and remain insured

Coordinate local emergency declarations with targeted mitigation and phased recovery aid

Focus on local preparedness and private rebuilding with limited new permanent spending programs

Minimize state intervention; emphasize personal responsibility and local self-reliance after fires

Expand ratepayer assistance and accelerate public clean-energy buildout even if short-term rates rise

Reform utilities with stronger oversight plus investment in cleaner, more resilient infrastructure

Pursue gradual grid upgrades while using temporary bill relief for the hardest-hit households

Prioritize reliability and cost control, slowing mandates that raise rates without clear benefits

Roll back green mandates and favor the cheapest available generation to drive rates down now

Malibu, CA

See all 6 questions

How should California address rising property insurance costs tied to wildfire risk in places like Malibu?
Should California pass a major new affordable housing bond in 2026?
What approach should Malibu-area and state leaders prioritize to ease the cost-of-living burden?
How should California handle intensifying water conflicts and Colorado River negotiations?
What should be the priority for wildfire emergency response and relief affecting Malibu?
How should policymakers respond to rising utility rates affecting California communities like Malibu?

Candidate positions for this quiz are still being scored.