Insurance and climate disaster response
The 2026 race for insurance commissioner is highlighted as especially important because the office affects all Californians, including how the state responds to climate change and natural disasters, with two Democrats competing for the role.
What approach should California’s insurance commissioner take on climate and disaster risk?
How OpenCampaign quiz-takers stand on this issue
No quiz question covers this exact issue — showing responses to the closest one, Environment.
38% call it a high-priority issue (rating it 7+ out of 10).
- Liberal43%
- Lean liberal25%
- Moderate15%
- Lean conservative6%
- Conservative11%
Where do you stand?
What approach should California’s insurance commissioner take on climate and disaster risk?
How important is this to you?
✓ You told us where you stand
Sources
CalMatters — https://calmatters.org/california-voter-guide-2026
One of the most important races is for insurance commissioner. This role affects all Californians, including how we respond to climate change and natural disasters. Two Democrats are running for the job.
Positions on this issue · liberal → conservative
- Mandate broad coverage availability, suppress unjustified rate hikes, and push insurers on climate risk
- Balance consumer protection with rules that keep insurers in high-risk markets
- Use data-driven oversight that neither freezes rates nor abandons disaster-prone areas
- Allow rates to reflect true wildfire and climate risk so private insurance markets remain viable
- Minimize rate regulation and climate mandates; let markets price risk freely